Log In
Reviva Loan offers lending services, specializing in providing installment loans for bad credit.
It provides flexible lending options and support throughout the financing process.
Money

Read and agree to Privacy Policy, Terms, Responsible Lending Practices and Marketing Practices, before submitting your request. Your personal information is safe with us.

Rates and Fees

At Reviva Loan, we aim to provide you with clear and straightforward information regarding our rates and fees. Our goal is to ensure that you fully understand the cost of borrowing before making any decisions, so you can choose the best financial solution for your needs.

Installment Loan Rates

Our installment loan rates are designed to be competitive and reflective of your individual financial situation. We offer a range of interest rates based on several factors, including:

• Credit Score: While we specialize in loans for individuals with bad credit, your credit score may still influence your interest rate.

• Loan Amount: The size of the loan you apply for can affect the interest rate offered.

• Loan Term: The length of your repayment period may impact the interest rate and overall cost of the loan.

We provide personalized loan offers to ensure you receive a rate that aligns with your financial needs and goals. To get a customized rate, we encourage you to apply through our secure online application process.

Fees

Transparency is key at Reviva Loan, and we strive to make all our fees clear and upfront. Here are some common fees associated with our installment loans:

• Origination Fee: This fee covers the cost of processing your loan application. The amount can vary based on the loan amount and term.

• Late Payment Fee: If a payment is not made by the due date, a late fee may be assessed. We recommend setting up reminders or automatic payments to avoid this fee.

• Prepayment Fee: We do not charge a fee for paying off your loan early. In fact, early repayment can help you save on interest.

Understanding Your Loan Costs

To help you better understand the total cost of borrowing, we provide detailed loan terms and conditions during the application process. This includes:

• Total Loan Amount: The principal amount you are borrowing.

• Interest Rate: The annual percentage rate (APR) applied to your loan.

• Repayment Schedule: The frequency and amount of your installment payments.

• Total Repayment Amount: The total amount you will repay over the life of the loan, including principal and interest.

We encourage you to review all the details carefully before accepting a loan offer. If you have any questions or need further clarification, our customer service team is always here to help.